Your Loan

Your Credit

 Your liability

Take advantage of the terms in your existing mortgage loan. Whether you have a FHA, VA, Conventional or ARM loan, we can help you learn how to use its power when you sell.  Even if you have negative equity, your existing loan can be transferred to a seller for a premium of your choice. This is a decades old strategy founded by the Federal Government and can be leveraged whenever you sell, with or without an agent. 

Lenders are required to send a full release of liability letter to the seller once the loan is assumed. All you have to do is start the process. Home owners are freed of their mortgage commitment once the buyer agrees to the terms within the assumption package. The buyer will relieve you of your debt obligation and take over all remaining payments for the duration of the loan. 

Transferring your existing loan preserves credit, saves taxable income, and prevents  deficiency judgments.  Why?When a buyers takes over the terms all liability shifts to them.  Since this process works differently than a shortsale it can also prevent foreclosures, and streamline divorce settlements. 

Your Existing mortgage has Hidden Value.  Transfer It to one of our buyers. 

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Verify it

Take a few seconds to confirm your mortgage is assumable by using our free verification tool at Takelist.com.

Sell yours today! Earn $4500

Estimate it

Find out how much value your mortgage is worth by using our free estimator tool at TakeList.com.

Assume it

Order an assumption package from your lender for free when one of our buyers contacts you through Takelist.com 

Post it

Take a few pictures, then list your property in our national assumable mortgage directory.   TakeList.com

Assumable Mortgages

someone Else can Take over.  Its Easy!